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FEES AND SERVICE CHARGES SCHEDULE
The following
are fees that may be charged to your account. If there is a fee due, and
it is not available in the share draft account, it will be deducted from any
available source under your account number, i.e., share draft, overdraft loan,
or shares.
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All members are charged for
their checks. The price of checks may vary depending on the choice of
check style. Expedited orders range from $6.56 to $35.74. |
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Virtual
Branch and PEAK
Teller 24 transfers and inquires are FREE! |
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Any check
written on an account or any ACH item that must be returned due to non-sufficient funds or
any debit card transaction that is cleared with non-sufficient funds is
charged a $30.00 handling fee. |
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Share
draft stop payment orders are $20.00 per item. ACH stop payment orders
are $20.00. We must have your signature to do the stop payment on the
ACH's and stop payment on share drafts. |
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Copies of
statements and account histories are $5.00 per page/statement. |
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Copies of
cancelled checks are $3.00 per check. Rush orders can be done.
The charge is $5.00 per check. Normal copy orders can take up to ten
(10) working days. The copies are of the front and back of the
cancelled check. |
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Share
draft account balancing is available to our members. The first reconcilement
is free, thereafter there is a $30.00 per hour charge. Any research
required on your account is charged at $30.00 per hour (minimum of one hour). |
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Outgoing
domestic wire fee is $20.00. Western Union outgoing wires are $30.00.
International wires are $75.00. Incoming Wire Notification $3.00.
Outgoing Intra Corporate Transfers $5.00. |
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Money
orders are available for $1.00 These can be purchased for a specified
amount up to $1,000.00 |
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The
coin counting fee is 3% of the total coin counted. |
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Temporary
checks are $5.00 for eight except for new accounts, which are free. |
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The first
three withdrawals per month on the Money Market Account are free. Each
additional withdrawal will be charged a $15.00 fee (up to six total are
allowed monthly). |
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Certified
checks are available for $6.00 each. |
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Pin
number reissues are available for $3.00. |
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Debit
cards are $18.00 for two years, per card. Reissues are $9.00 if the
card is destroyed. If the cards is lost or stolen the replacement fee
is $18.00. |
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Garnishments and tax levies pertaining to your account will incur a $75.00
per item fee. |
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For
members who fail to advise the credit union of a change of address, there is
a $5.00 change of address fee. Unable to forward mail return fee is
$15.00. |
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Share
draft manual clearing fee is $10.00 per item. |
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Collection items pertaining to your account; first party return items $25.00
each handling fee, second party return items $5.00 per item. |
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Corrections necessary on any ATM deposits are $5.00. |
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Placement
of a Debit Card in a Warning Bulletin or pick-up order is $30.00. This
does not include lost or stole debit cards. |
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ATM
withdrawals for less than $20.00 are charged a $2.00 fee. |
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A
one time membership fee of $5.00 is charged for new members. |
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VISA Travelers
Cheques are available for purchase. The charge is 1% of the value of
single-signature cheques. the charge is 1.5% of the value of dual-signature
cheques. |
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VISA Travel Money Cards are
available of purchase in the amount of $250.00 to $9,999.99. The
charge for one VISA Travel Card is $10.00. There is a $2.00 fee for every
additional card (up to two additional cards). To reload one VISA
Travel Card the fee is $4.00 (maximum of three reloads). |
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VISA Gift Cards are
available for purchase in the amount of $25.00 to $500.00. The
charge for one VISA Gift Card is $5.00. |
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A fee of
$25.00 will be charged on any account closed prior to 90 days after
activation. |
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A fee of
$5.00 will be charged for each check cashed unless you (1) maintain a $100
share balance or (2) maintain a $25 share balance and use another credit
union service (i.e. Money Market, Loan, Certificate). |
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A fee of $15.00 will be
charged for any loan payment that is 21 days late on Consumer Loans. |
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A fee of $20.00 will be
charged for any loan payment that is 31 days late on Home Equity Loans. |
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A fee of $25.00 will apply
to every loan application submitted to the loan department. The fee
will be refunded upon loan closing. |
**FEES ARE SUBJECT TO CHANGE**
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Current Repos
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